Tow Truck Insurance is Unique, How?
You can haul vehicles or carry cargo in tow trucks. Weighing 26,001 lb.+, these trucks are sure massive. Therefore, you need to get them insured.
In Illinois, tow truck insurance provides specialized coverage. The coverage for commercial tow truck insurance includes normal liability, property damage, medical payments, uninsured and underinsured motorists just as regular personal car insurance does. The coverage for physical damage and comprehensive collision damage has been kept optional.
Tow truck insurance coverage is a separate domain altogether, as these large trucks often haul autos and occasionally cargo as well. During the transit, the towing customer’s vehicles or cargo is in your control and custody.
It implies that from pick-up to drop-off, all of it is your responsibility. Some tow truck business owners have storage lots as well. For autos or cargo not under your ownership, on-hook and garage keepers offer some coverage.
Commercial Tow Truck Insurance.com takes over all your worries about finding affordable tow truck insurance in Illinois. Our team of experienced agents handles the task of shopping multiple companies, ensuring that the cost of your tow truck insurance remains reasonable. Please complete our brief online form or contact us at 952-222-8073.
Do You Need Towing Company Insurance?
According to Illinois law, tow truck insurance is mandatory. Individual owners-operators, businesses with fleets of wreckers, auto repair shops, auto body shops, car transporters, and anyone with a commercial tow truck are the different kinds of operations under the scope of the law.
The Professional Towing & Recovery Operators of Illinois provides valuable information and support for the towing industry in Illinois.
Other Illinois towing resources are Tow Trucks for Tots, Illinois Department of Transportation & Illinois Department of Insurance.
The Various Options for Tow Truck Insurance Coverage
| Liability | Property damage |
| Medical Payments | Uninsured and Underinsured Motorist |
| Comprehensive | Collision |
| On-Hook | Garagekleepers |
| Property | Workers’ Compensation |
| Commercial Umbrella |
When you own a towing business, you must find an insurance agent you can count on. You need one that works with multiple insurance companies, deals in cheap tow truck insurance, and provides a customized plan specifically tailored to your Illinois towing business.
You only need to complete our short form or call us at 952-222-8073 with all your information. We promise we’ll listen.
Here are the types of towing and recovery vehicles we insure-
| Wrecker | Car Carrier |
| Tow Truck | Flatbed Tow Truck |
| Hook & Chain Tow Truck | Wheel-Lift Tow Truck |
| Boom Trucks | Integrated Tow Truck |
| Rollback Tow Truck | Heavy-duty Sling |
| Heavy Spectacle Lift |
What’s the cost of tow truck insurance in Illinois?
We begin by gathering your details, including your truck(s), driving record(s), claims history, safer report, towing business address, and the types and limits of coverage.
The pricing can start at only $208 per month for liability and on-hook coverage, and rise as high as $2,083 per month for a new $200,000 truck with a poor driving record and high limits.
It’s challenging to provide a generalized figure, as your unique needs will determine pricing.
The best way to determine the cost is to call us at 952-222-8073. There’s no obligation at all. We know our stuff and we have saved tow truck businesses thousands of dollars. Please go on, give us a call.
We write insurance policies across Illinois, including:
| City | City | City |
|---|---|---|
| Chicago | Waukegan | Aurora |
| Cicero | Rockford | Decatur |
| Naperville | Champaign | Joliet |
| Evanston | Springfield | Arlington Heights |
| Peoria | Schaumburg | Elgin |
We compare quotes from multiple towing and recovery insurance companies
We shop insurance companies to locate the best deals for you. You’ll only need to provide your information, and we’ll take care of the rest. It’s how we make sure that you receive the best tow truck insurance in Illinois.
Illinois has hundreds of companies writing insurance. We know exactly where to go, as we handle towing and recovery insurance every day. It saves you tons of time.
You’ll need to share your towing business details with us. To begin with, the business name, address, phone number, and email are some of the business details that we will need. Additionally, the year, make, model, and VIN of the truck (s) are also required. A list of your drivers’ names and their license numbers, along with your loss runs (claim history letter), is another essential piece of information we ask for. When you share your tow truck insurance requirements with us upfront, it helps us pinpoint the cheapest tow truck insurance for you.
Other Illinois towing companies have already saved 27% or more!
We have helped Illinois truck operators save money on their insurance needs over the years. You want to save money, too, don’t you? Call us at 952-222-8073 right away. Save on overpaying!
We are associated with the leading commercial tow truck insurance companies in Illinois and we bring you commercial tow truck insurance coverage only from the top-rated insurance companies.
You hear a friendly voice eager to help when you call us. You know you are talking to someone who knows the job.
Step on the gas, call us at 952-222-8073 now!