Tow Truck Insurance South Dakota: What Makes It Unique?
Tow Truck Insurance South Dakota. Towing vehicles are used to carry cargo and haul vehicles, tow trucks weigh more than 26,000 pounds and are huge vehicles. As such, you’ve got to insure them.
Tow truck insurance South Dakota, we offer specialized coverage. Just as regular personal car insurance does, commercial tow truck insurance coverage also includes regular liability, property damage, medical payments, uninsured/underinsured motorists, and other related coverage. Acquiring coverage for physical and comprehensive collision damage remains optional.
These large tow trucks haul autos and, at times, cargo also. That makes tow truck insurance coverage a whole new ball game altogether. During the entire transit, the customer’s cargo or vehicles are in your custody and, therefore, under your control.
From the moment you pick it up until the moment you drop it, the cargo is your responsibility. Some tow truck business owners have their own storage facilities (lots). On-hook and garage keepers give some coverage for the cargo or the auto that’s not under your ownership.
It can be quite a headache finding affordable truck insurance South Dakota. This is where Commercial Tow Truck Insurance.com can be of immense help. We ensure that your tow truck insurance costs remain reasonable by shopping for the right one after comparing quotes from multiple insurance companies that compete for your business. Please fill out the online form or call us at 952-222-8073.
Do You Need Tow Truck Insurance South Dakota?
It’s mandatory to get tow truck insurance under South Dakota laws. The laws here encompass individual owner-operators, businesses with fleets of wreckers, auto repair shops, auto body shops, car transporters, and anyone operating a commercial tow truck within their scope.
Here are some tow truck insurance South Dakota resources: South Dakota Professional Towing Association, South Dakota Department of Transportation, and South Dakota Department of Insurance
The Many Options for Tow Truck Insurance Coverage
| Liability | Property damage |
| Medical Payments | Uninsured and Underinsured Motorist |
| Comprehensive | Collision |
| On-Hook | Garagekleepers |
| Property | Workers’ Compensation |
| Commercial Umbrella |
When you are the owner of a towing business, you have to find yourself an insurance agent you can trust. You need to find an agency that works with multiple insurance companies, which puts it in a position to compare quotes made by them and pick the best one customized to suit the specific needs of your South Dakota towing business.
Things are straightforward with us. All you need to do is fill out the short form we have provided or reach out to us at 952-222-8073 and share all the information we request. We are sure to listen to you.
We insure the following types of towing and recovery vehicles-
| Wrecker | Car Carrier |
| Tow Truck | Flatbed Tow Truck |
| Hook & Chain Tow Truck | Wheel-Lift Tow Truck |
| Boom Trucks | Integrated Tow Truck |
| Rollback Tow Truck | Heavy-duty Sling |
| Heavy Spectacle Lift |
What does tow truck insurance cost in South Dakota?
We set things rolling with specific details of yours, such as your truck(s), driving record(s), claims history, safer report, your towing business address, and the types and limits of coverage.
There are significant variations in the pricing. They may start as low as $208 per month for only liability and on-hook coverage, and increase to as high as $2,083 per month for a new truck with a poor driving record and high limits, along with a value of $200,000.
It becomes difficult for us to provide a generalized figure, as your business’s unique needs will determine the pricing.
Just call us on 952-222-8073. We assure you there are no obligations. It’s the best way for you to know how much your insurance is likely to cost. We know our stuff inside out, and hence, we have helped tow truck businesses save thousands of dollars. Call us right away and make handsome savings.
We write insurance policies covering all of South Dakota, including:
| City | City |
|---|---|
| Sioux Falls | Mitchell |
| Rapid City | Yankton |
| Brookings | Pierre |
| Aberdeen | Watertown |
| Box Elder | Huron |
We ask for quotes from multiple towing and recovery insurance companies and then compare them.
We take all the trouble of shopping multiple insurance companies to locate the best offer for you. You need to share all the necessary information and relax. We now begin with the mission of finding you the best insurance for your tow truck(s) in South Dakota.
There are multiple companies in South Dakota engaged in writing insurance. We know the nitty gritty of insurance since we are dealing with it every day. Hence, we know what we are doing. When we scout multiple insurance companies to find a policy that suits your business’s needs the best, we save you tons of time.
We only need a few details, starting with the business name, address, phone number, and email, as well as the tow truck’s year, make, model, and VIN. There is also some other important information that we need, including your drivers’ names and their license numbers. Your loss runs, i.e., the claim history letter, are also required. With all your information, we can now begin marketing and identify the cheapest truck insurance available on the market for you.
Other tow truck business owners have already made savings of 27% or even more!
We have been helping tow truck operators in South Dakota make neat savings on their insurance costs for years now. You too must be keen to save money, isn’t it? Call us on 952-222-8073 and just stop overpaying now!
We are associated with leading commercial tow truck insurance companies in South Dakota. We are therefore capable of finding you the insurance policy from only top-rated insurance companies that suits you the best.
A call to us connects you to a lovely voice eager to help. The conversation indicates that we are well-versed in our job.
Stop dilly-dallying around. Call us on 952-222-8073 now!