Tow Truck Insurance ND: Why Is It Unique?
Tow trucks usually go unnoticed until they are required. They are also known as wreckers, breakdown trucks, or recovery vehicles. They might go unnoticed, but their presence is crucial in everyone’s life, as they are helpful in major events such as accidents, breakdowns, inclement weather, and impoundments. For all tow trucks involved in such heavy work, which weigh more than 26,001 pounds, you must insure them.
In the North Dakota economy, tow trucks are of vital importance. Its central location and massive quantities of resources in North Dakota put a high demand on trucks, which are the primary means of supplying and transporting goods in and out of the state. Trucking accounts for at least 60% of the weight of transported goods in North Dakota.
Two major highway systems operate in North Dakota: I-94 and I-29. These two routes are the nucleus of both the intra- and interstate truck traffic. The majority of the state is characterized by a rural nature, with small populations outside of a few major cities, leaving families in some areas to depend on reliable trucks for commercial products. The state’s primary sectors that deal with heavy-duty trucks are agriculture, oil & gas, manufacturing, and wholesale trade.
Trucker insurance is required regardless of where you drive in this vast country, and exact requirements may vary from state to state, just as the road conditions do. Let us help you understand why you should get North Dakota truck insurance coverage.
Why Do We Need Tow Truck Insurance?
Although there is no law requiring insurance for tow trucks in North Dakota, federal law requires all tow truck drivers to have auto liability insurance. We have individual owners-operators, auto repair shops, auto body shops, businesses with fleets of wreckers, car transporters and anyone with a commercial tow truck under the scope of the laws.
Here are some Tow Truck Insurance ND resources: Towing & Recovery Professionals of North Dakota, North Dakota Department of Transportation, and North Dakota Department of Insurance.
The Many Options for Tow Truck Insurance Coverage
| Liability | Property damage |
| Medical Payments | Uninsured and Underinsured Motorist |
| Comprehensive | Collision |
| On-Hook | Garagekleepers |
| Property | Workers’ Compensation |
| Commercial Umbrella |
Insurance, as the proprietor of a towing service, you must choose an agent whom you can trust. The search for such an insurance carrier, amid many cheap but reliable tow truck insurance options, may be a tedious task. Only through this way can one develop a strategy purposely designed to meet the particular requirements of your tow truck repair company.
We’ve tried not to overdo things and keep your part of the work as simple as we can. To get started, fill out our online form or call us at 952-222-8073 to share your information with our team. We vouch, we’ll be there.
We insure the following types of towing and recovery vehicles-
| Wrecker | Car Carrier |
| Tow Truck | Flatbed Tow Truck |
| Hook & Chain Tow Truck | Wheel-Lift Tow Truck |
| Boom Trucks | Integrated Tow Truck |
| Rollback Tow Truck | Heavy-duty Sling |
| Heavy Spectacle Lift |
How much does tow truck insurance cost in North Dakota?
Commercial tow truck insurance in ND has an average monthly cost of $350. Factors such as garaging, type of tow truck (year, make, model, and value), driving records, and loss history, to name a few.
The nature of the towing job may influence rates since each business has different insurance needs. For instance, a towing, roadside assistance, repo, or auto shop with a wrecker will all have different insurance coverage.
Please call us at 952-222-8073. It’s the best way to know the probable cost. Since we know our stuff inside out, we have helped tow truck businesses save thousands of dollars. Get going now. Give us a call and make those neat savings.
We write insurance policies across North Dakota, including:
| City | City | City |
|---|---|---|
| Fargo | Bismarck | Grand Forks |
| Minot | West Fargo | Mandan |
| Dickinson | Jamestown | Williston |
| Wahpeton | Devils Lake | Valley City |
| Grafton |
We take quotes from multiple towing and recovery insurance companies and compare
| Business Name | Phone |
| Address | |
| Truck(s) Year, Make, Model, and VIN. | Names Of The Drivers |
| Their License Numbers | Claim History Letter |
Sharing your tow truck insurance requirements with us in advance allows us to immediately identify the right, budget-friendly tow truck insurance you need.
Other towing companies in North Dakota have already saved 27% or even more!
We have been in the business of ensuring that truckers in North Dakota receive premium-quality insurance coverage at lower rates. We can offer top-rated insurance companies because our relationship with these companies enables us to find the most suitable insurance coverage. We guarantee that when you call or speak with us, you will know firsthand that we do our work professionally and with excellence.
Put that off no longer and give us a call right away at 952-222-8073!